The governance forum for GnosisDAO and the Gnosis ecosystem — propose and debate Gnosis Improvement Proposals (GIPs), follow treasury and delegate updates, and help shape what comes next.
Join Gnosis leadership for a community AMA! We’ll dive into the Gnosis App, Gnosis 3.0 vision, roadmap for 2026, and more.
Please share your questions in the comments below ahead of the AMA
When? Wednesday Jan 7, 2026 @ 3PM UTC
Where? The AMA will be streamed live on X, YouTube and Discord
Hello,
I would like to know what your relationships are with European Union political authorities. What is your view on the political environment surrounding the digital euro, and on the future of neobanks in Europe?
You are one of the few European actors in the ecosystem — does Europe support you in any way, directly or indirectly?
Please share information on Gnosis Pay cashback after the 31st of January 2026?
Gnosis Pay and CARF. Is Gnosis Pay reporting as part of CARF? Under which jurisdictions are Gnosis Pay, Monerium and the card issues reporting?
ETA for PLN stablecoin? Is it just on chain or also Gnosis Pay integration?
Are you planning to run your own solver on Near Intents to ensure there is always liquidity? As for example right now there are issues with GNO and SAFE liquidity on NI.
Thanks for the questions, took note of them for the AMA.
For those who weren’t able to join us, here is the recording of the AMA.
https://www.youtube.com/live/Y86Yxs3oKaA?si=0S4rsUzaavKfdSMi
I also wanted to follow up with responses to all unanswered questions. I’m sorry that I didn’t get to this sooner. We’ll do better next time.
There have been several changes to adoption incentives in recent months.
Gnosis has tightened the incentive structure and shifted to empowering Gnosis Pay’s wallet partners to design their own schemes to optimize on chain activity and usage.
Pic Nic is the first to adopt their own program. This included stabilising fx for a Real → USD payment corridor and adding insurance. The new scheme led them to bring more of their savings products to Gnosis Chain and they have discontinued the previous cash back program.
Rebind and Zeal have extended their cash back schemes until March 31st while they finalise their own approaches.
Gnosis Pay users will continue to receive cash back as normal until March 31st. After that we encourage everyone to migrate to Gnosis App to participate in the new CRC cash back scheme.
Gnosis App is running it’s own cash back scheme based on CRC.
Gnosis App will have its own NFT and our long term supporters will have a chance to participate but we are still working out the details.
Gnosis App is offering an extra 1% to community contributors for specific tasks (so far it’s : attending events, testing products/thoughtful product feedback, or by helping to secure user interviews with the target audience in Ireland).
Gnosis and CowSwap continue to work closely together. There has been no change in this regard. If there is a specific concern please let us know and we’ll investigate it fully.
Gnosis receives no direct or indirect support from the European Union.
This definitely makes a lot of sense and we’re supportive of it. But there’s nothing concrete to share right now.
Gnosis Pay has transitioned to a B2B product that enables FinTech builders. They pay us for plug-and-play card infrastructure, compliance tooling, and aggregated on and off ramps.
Gnosis App does not intend to implement the Revolut model of subscription fees, but is looking at value-added products / services and will make reasonable fees on transactions as the product evolves. For now we are focused on user acquisition.
We will continue to incentivize the use of Gnosis Chain, which is monetizable in the long term. This includes Gnosis Pay, xDAI as a savings account, and trading on FX pairs (EURe).
Other log in methods are not on the current roadmap for Gnosis App. We would revisit that if we saw significant demand for this from end users. Our priority for Gnosis App is to create an intuitive user experience for mainstream consumers and passkeys play a role in this since they are much simpler to manage than private keys and don’t require technical knowledge to understand and use.
We still have conviction that Circles and CRC have high potential as a project, but we will not support it indefinitely. If the project can’t demonstrate a level of product-market fit within the next 12-18 months we will re-evaluate it.
Gnosis App as a native iOS/Android app is on our roadmap. For now, Gnosis App as a PWA gives us great flexibility and iteration speed to quickly improve UX and introduce new features, while also avoiding the hassle that is dealing with Google’s and Apple’s stores.
Gnosis App released on iOS/Android app stores. Gnosis Pay expanded to more countries and currencies, as well as new chains.
Many thanks again to all those who participated!
