Gnosis Pay Rewards Pool is Nearing Exhaustion

[TeepItDown]

I Believe the Gnosis Pay Rewards Pool is Nearing Exhaustion

Request for a plan to maintain incentives and avoid user churn

TLDR

• Usage of Gnosis Pay is rising fast. The GNO rewards pool for card incentives is being consumed at an accelerating pace.
• If rewards lapse without a continuity plan, many active users will likely switch to alternatives such as EtherFi, and it will be costly to win them back.
• I am asking the Gnosis Pay team and DAO stewards to share a public status update and a clear timeline for continuation, plus an interim top up while a longer term program is designed.
• Data and charts: Dune dashboard with my analysis here → https://dune.com/teep/gnosis-pay.

Why this matters now

I am a power user of Gnosis Pay, I have grown to love the card and I am seeing strong growth in real world usage. That growth is a win for the ecosystem, but it also means the rewards budget is being drawn down faster. The Dune dashboard above shows the pace of rewards consumption increasing alongside higher transaction counts and active cards. In other words, success is accelerating the runway burn.

Allowing the rewards to expire without a handoff to a next phase creates a risk of immediate churn. Users who have integrated Gnosis Pay into daily spending will seek continuity. Competing programs are ready to capture this demand. Once users move their spend and set up new routines, it is much harder to bring them back.

What the data shows

Please review the dashboard for the full picture. Highlights you can verify on Dune:

• Up and to the right usage indicators that correlate with faster rewards drawdown.
• A visible acceleration in rewards spent per day as adoption grows.
• A narrowing runway measured in days of rewards left at recent consumption rates.

I am not posting a specific depletion date here because rates move with growth and campaign settings, but the trend is clear on Dune. I welcome the team to provide the official runway estimate.

Requests to the Gnosis Pay team and DAO stewards

1. Publish the current rewards status
   Share the remaining GNO in the pool, recent daily outflow, and the estimated depletion date at recent average usage.
2. Confirm a short term continuity plan
   Approve an interim top up sized for at least one to three months of runway at current average outflow. The goal is to avoid any gap while the longer term program is reviewed in public.
3. Propose the next phase design
   Outline a medium term incentive framework that aligns with sustainable growth. For example
4. Share a timeline
   Please provide an update by a specific date so users and partners can plan.

Call to action

I invite the Gnosis Pay team and DAO stewards to comment with the current pool status, the expected runway, and whether an interim top-up is planned. If helpful, I can expand the Dune dashboard with any additional breakdowns the team would like to see for decision making.

Thank you to everyone building and supporting Gnosis Pay. The growth is real. Let us make sure the incentive runway keeps pace with that momentum rather than becoming a speed bump.

[SadoMaso]

Averaging 400gno cashback/week…program is over in 3weeks…time to present renewal

[simone.dev]

really worrying that no extensions, even temporary, has been lined up so far. I personally don’t plan on holding GNO if cashback is nerfed or gone

[TJTJTJTJ]

a more sustainable solution is needed anyway.
the better approach is to benchmark with cashback offered by traditional banks where it’s most likely done at sustainable cost basis.

Gnosis can still offer slightly more competitive cashback to draw new users, but there’s no need to compete with the likes of plutus and cro which are probably minting token out of thin air as incentives, and opportunities to charge ridiculous fee in other parts of the user flow

Gnosis pay is already one of the best/cheapest card offered for EU crypto users

[RAV]

Just a thought here: If Gnosispay would run enough validators the 8% rewards could be used to lenghten the program .
Also for gnopay users it would be nice to stake your GNO in app on something like stakewise verified pool and earn rewards this way. Maybe if gnopay would start a verified pool we could all use it and get the amount of staked GNO needed. (and maybe the reward cap should be lowered a little bit to keep it functional)

[0x4]

My point is to:

1. level up cash back level up to 10%,
2. Limit cash back per user for 1000 USD per month,
3. Lock-up cases of GNO, so farmed cashback will not be selling every week (corresponding to cashback levels)

[fst]

In my opinion there should always be a monthly rewards cap.
If someone spends thousands of dollars its not necessary to reward them also with cashback,
this guy seems to be rich enough anyhow.
Set a cap for 1000 or 2000 dollar for cashback or make it real expensive (stake, lock) to rise the limit

[Afroist]

i think the main purpose for the card should be to offer a higher cash back rate than traditional banking cards for daily spending.
As the reward system has to stay sustainable in the long term a limit or cap should be introduced.
A 25$ limit per payout or maybe a 50$ limit per user per month would make sense.
The card should be for everday expenses like shopping, groceries, gas station not for paying big bills or buying cars.

The focus should be to make onboarding easier (Zeal is great but most new users never heard of it) and gain more card users. A referral campaign like the curve card used could work (1% cashback more for 1 month - more invitees more months)

[simone.dev]

just make the cashback curve more steep, 2% for only 1 GNO is too generous. Let’s put some buying pressure on GNO

[ZaviaI]

i agree with you, i think $1000 is enough. this way it benefits more the “average joe” users with smaller capital, and the reward pool doesnt get drained that fast.